Yes. Every Spinr driver has to carry a ride-share endorsement on their own insurance before they can go online, and we check that document at sign-up and again every time they go online — an expired one stops them driving.
From the moment a driver is assigned to your trip until the trip ends, the ride is covered by commercial ride-share insurance rather than the driver's personal auto policy. That covers the whole time you are in the car.
If you have been in an incident and need the specifics of a claim, contact support and we will put you in touch with the right details for your trip.